Presidio Pay Advisors, Inc.

NOTICE OF TERMS OF USE PURPOSE OF THIS NOTICE

IMPORTANT – PLEASE READ THESE TERMS OF USE CAREFULLY, AS YOUR USE OF THIS WEBSITE IS GOVERNED BY THESE TERMS OF USE.

Presidio Pay Advisors, Inc. provides seminars, newsletters, reports, and other information (collectively, the "Materials") as well as Internet links and other services on this Website for your use, subject to the following terms ("Terms of Use"). By accessing and using this Website, you are agreeing to the Terms of Use. If you breach the Terms of Use, your authorization to use this Website is automatically terminated and you must destroy all copies of Materials you have made of this Website. Presidio Pay Advisors, Inc. reserves the right to amend these Terms of Use at any time and your use of this Website is subject to the most current version of the Terms of Use.

Copyright
The contents of this site, including all text, HTML code, Java code, multimedia clips, images, graphics, icons, software and all other materials on this Website are protected by copyright, trademark and other intellectual property laws of the United States, and international treaties. Presidio Pay Advisors, Inc. either owns or has obtained the rights to use such content on the Website.

Trademarks
Trademarks on this Website may not be used except with the express permission of the owner. Presidio Pay Advisors, Inc., the Presidio Pay Advisors, Inc. logo, and related Internet domain are trademarks, service marks, or otherwise protected assets of Presidio Pay Advisors, Inc.

Use of Materials
Subject to any other restrictions of use for any Materials or Services on this Website, Presidio Pay Advisors, Inc. grants you a limited license to use (display, print and download) the Materials for your personal use, provided you retain all copyright notices (such as,
"© 2003 Presidio Pay Advisors, Inc. All Rights Reserved."), trademark notices and other proprietary notices that are contained in the original Materials. You may not sell or modify the Materials or Services, or reproduce, distribute, or otherwise use the Materials or Services for any public purpose or for any commercial gain. All software that is accessed from this Website is governed by the terms of the applicable software license agreement.

Disclaimer
The Materials on this Website are provided for educational or informational purposes only. They are not intended to provide legal, accounting or other professional advice and should not be relied on as such.

Except as expressly provided otherwise in a written agreement between you and Presidio Pay Advisors, Inc., the materials and services on this website are provided "as is" without warranties of any kind, either express or implied, including but not limited to, the implied warranties of fitness for a particular purpose, merchantability, quality or its non-infringement. Presidio Pay Advisors, Inc., its directors, officers, licensors and affiliated companies shall not, under any circumstances, be liable to any person for any damages, including special, incidental, indirect or consequential damages (such as damages resulting from use of or reliance on the information presented on this website, loss of profits, or costs of replacement goods), even if informed in advance of the possibility of such damages.

Every effort has been made to ensure the accuracy of the information presented on this website, however, Presidio Pay Advisors, Inc. shall not be responsible for any transmission problems, errors or outdated information provided on this website. You agree to assume all risks in the transmission of any data or information to Presidio Pay Advisors, Inc., including any interception by third parties.

Links to Other Websites
The links on this website to third party websites are provided for your convenience only. Presidio Pay Advisors, Inc. is not responsible for and does not endorse, control or make any representations or warranties as to the contents, products and services offered from third party websites. You are responsible for verifying the accuracy of the information contained in third party websites and for complying with the terms of use for such third party websites.

Jurisdiction
This Website is controlled by Presidio Pay Advisors, Inc. from our offices in San Francisco, California, USA. By accessing this Website, you agree that all matters relating to your access of this Website shall be governed by the laws of California, without regard to the conflicts of laws principles. You also agree to submit to the exclusive jurisdiction of the courts of California.

Presidio Pay Advisors, Inc. makes no representation that the Materials and Services on this Website are appropriate or comply with the laws of jurisdictions outside of the United States of America. If you access this Website outside of the United States of America, you are responsible for ensuring that you comply with local laws.

These Terms of Use were last revised April 2003.